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AltScore Raises $8.5M in Series A Funding.
Read more about it here

B2B Credit
Infrastructure

We provide the APIs,
your customers get access to credit
and you sell more.

Book a Call
No credit card info required
Real-time insights on all channels
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Build and deploy your credit products in weeks, not years.

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Increase approval rates by
30%
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Reduce defaults by
21%
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Increase average ticket size
2x

Grow with your

SME customers

Through Credit

Launch end-to-end digital credit products on a single platform.

Offer loans to your customers or suppliers using our APIs that simplify every step of the process.

Unlock AI-driven insights for smarter, more profitable credit decisions.

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Your All-in-One
Lending Platform

The complete digital Rails of Lending.
From Onboarding, Underwriting, Loan Management System, Collections, up until Loan Renovations, our APIs let you build and deliver the best credit products.  
All in one place.
Our Modules

Fast & Secure

Verification at its Simplest
Streamline your onboarding with our fully-digital, customizable, compliance-first solution.‍
Instant Document Validation, ID Verification, and Comprehensive KYC/KYB from 150+ Data Sources.
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Credit Approvals, Elevated.

Clarity in Every Choice
Harness the power of 50+ data sources in a single AltData™ API call.
Scoring-as-a-Service: Combine your internal data with AltData™ and make agile, accurate credit decisions using our advanced Scoring Engine.
Sources Include: Credit Bureaus, Financials, Taxes, Alternative Credit Scores, KYC/KYB, Public Data, an extensive Alternative Data catalogue with: Geo, Mobility and Digital Footprint data.
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Transforming Loan Activation

Disbursement, in hours
Digitize all loan-related legal documents, including contracts.
Automate loan disbursements for immediate fund access.
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Complete Loan Visibility

Every metric, captured live
Take control of your credit portfolio, have total visibility of amounts, payments, delays, and interests - all in real time.
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Smart Collections,
Seamless Returns

Enable personalized digital repayments
Digitize and automate your collections from start to finish.
Implement automated reminders, powered by machine learning, to keep your customers well-informed on their repayment journey.
Accommodate every payment preference by accepting cash, card, or bank transfers, while automatically reconciling all payments.
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Behavior-based Renewals

Smart Renewals, Happy Customers
Analyze the behavior of your portfolio with AI, renew your existing credits, build customer loyalty, and increase your transactions.
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Your Growth, Without Risk

Empowering your credit landscape
The capital you need to offer even more credit to your customers.
*Only available in Mexico
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We work

with the Best

At Equifax, we believe knowledge drives progress. As a global data, analytics, and technology company, we play an essential role in the global economy by helping financial institutions, companies, employers, and government agencies make critical decisions with greater confidence. Our unique blend of differentiated data, analytics, and cloud technology drives insights to power decisions to move people forward. Headquartered in Atlanta and supported by nearly 14,000 employees worldwide, Equifax operates or has investments in 24 countries in North America, Central and South America, Europe, and the Asia Pacific region.
We turn data into strategic insights, helping businesses make smarter decisions with AI and predictive analytics. With experience across industries like equipment finance, sports, and consumer goods, we work closely with our clients to optimize processes and drive growth through data-driven solutions.

Empowering LATAM,
One Credit at a Time.

See what our customers have to say about their improved Credit Experiences.

With AltScore, we found a partner to build products. I appreciate and value their appetite for learning and iterating solutions, providing agility from the technical to the operational. For Kalto, it's like adding to our team a group of people who are experts in credit operations eager to create alternative solutions to those existing in the market.

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Joel

CPO & Co-founder / Kalto

Working with AltScore has been an enriching experience, it has allowed us to improve response times, operational efficiency and quality in credit analysis. During the project, AltScore demonstrated high technical capacity and technological sophistication; but above all, an excellent disposition to guarantee the success of the implementation. For Grupo Industrial Graiman, this is the beginning of a great strategic alliance that will allow us to take advantage of opportunities in an increasingly dynamic environment.

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Adrián

Credit Manager / Graiman
Integrations

Integrate with the best tools in the market

See all integrations
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Get real-time insights on your performance.

Know what works and leverage your data to constantly improve.
Auto-generated reports: Get accurate insights on your performance with auto-generated reports that help create successful campaigns.
Customer analysis: Get a complete view of subscriber preferences and get high quality customer engagement.
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An all-in-one email marketing platform.

Build strong online communities with advanced marketing tools. Get access to relevant audience data, and accurate reports on performance metrics.
View all sub-features
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No credit checks or founder guarantee.
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Bring in external data automations.
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Send automated activation emails
Sort through contacts based on content preferences.
No coding required
Enable two-factor authentication emails

Talk to a human

And lets build something together!
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